Understanding how salaries are structured within a company like PT Transpacific Finance can offer valuable insights for job seekers, professionals in the finance industry, and anyone looking to work in a dynamic financial institution in Indonesia. Compensation plays a major role in career planning and job satisfaction, especially in a sector where job titles, experience levels, and specializations significantly influence take-home pay. With that in mind, let’s take a closer look at what employees might expect in terms of salary and benefits at PT Transpacific Finance.
Overview of PT Transpacific Finance
Company Profile
PT Transpacific Finance is a financial services company operating in Indonesia, primarily focused on leasing, consumer finance, and asset-based lending. Like many firms in this sector, it offers a variety of roles, ranging from front-line customer service to back-office risk analysis and executive-level positions. The company plays an active role in supporting business and consumer lending, and as such, employs professionals with skills in finance, accounting, administration, marketing, and IT.
Industry and Employment Landscape
The financial services industry in Indonesia is known for its competitive salary ranges, especially among firms with nationwide operations. PT Transpacific Finance competes with banks, fintech startups, and other multifinance companies in hiring skilled workers. Salary structures in such organizations are usually influenced by job responsibility, academic background, experience, and location.
Average Salary at PT Transpacific Finance
Entry-Level Positions
For fresh graduates and junior staff just beginning their careers, PT Transpacific Finance offers competitive starter salaries. These roles often include administrative assistants, customer service officers, junior analysts, and office staff.
- Administrative Assistant: IDR 4,000,000 – IDR 5,000,000 per month
- Customer Service Staff: IDR 4,500,000 – IDR 6,000,000 per month
- Junior Finance Officer: IDR 5,000,000 – IDR 6,500,000 per month
These figures reflect base salary and may not include overtime, transportation allowance, or bonuses. Entry-level employees may also receive BPJS health and employment insurance, which is standard in Indonesia.
Mid-Level Positions
Mid-level roles require more experience, usually between 37 years, and include positions such as senior analysts, loan officers, credit evaluators, and IT support leads. These professionals play a crucial role in operations and often supervise small teams or manage specific portfolios.
- Senior Credit Analyst: IDR 8,000,000 – IDR 11,000,000 per month
- Finance Supervisor: IDR 9,000,000 – IDR 12,000,000 per month
- IT Support Lead: IDR 8,500,000 – IDR 10,000,000 per month
- Risk Management Officer: IDR 9,000,000 – IDR 13,000,000 per month
Mid-level employees are also more likely to receive performance-based bonuses, additional health insurance, and possibly travel or meal allowances, depending on their department.
Senior and Executive Roles
At the top end of the corporate ladder, PT Transpacific Finance compensates its senior leadership and highly specialized professionals with attractive salary packages. These roles include managers, department heads, and directors.
- Branch Manager: IDR 15,000,000 – IDR 25,000,000 per month
- Head of Operations: IDR 20,000,000 – IDR 35,000,000 per month
- Finance Director: IDR 40,000,000 – IDR 60,000,000 per month
- Chief Technology Officer (CTO): IDR 45,000,000 – IDR 70,000,000 per month
In addition to base salaries, executive staff typically receive annual bonuses, vehicle and housing allowances, stock options (if applicable), and private health insurance for themselves and their families.
Bonuses and Incentives
Performance Bonuses
Bonuses at PT Transpacific Finance are performance-based and typically distributed annually. Departments like sales, collections, and finance often tie incentives to KPIs (Key Performance Indicators) such as revenue targets, loan disbursement volumes, or portfolio quality. High performers can earn additional income ranging from IDR 5 million to IDR 20 million depending on the role and seniority.
Other Benefits
- Annual leave entitlement of 1214 days
- BPJS Kesehatan (Health Insurance) and BPJS Ketenagakerjaan (Employment Insurance)
- THR (Tunjangan Hari Raya) bonus, typically one month’s salary
- Company-sponsored training and career development programs
- Occasional out-of-town business travel with per diem allowances
These benefits help create a more comprehensive compensation package, particularly for long-term employees seeking career stability and growth.
Location-Based Differences in Salary
Like many companies operating in Indonesia, PT Transpacific Finance adjusts salaries based on cost of living and local talent availability. Employees working in Jakarta, Surabaya, or other major urban centers tend to earn more compared to those based in smaller cities or regional offices.
- Jakarta: 1020% higher salary for the same job title
- Bandung & Surabaya: Slightly below Jakarta, but still above national average
- Regional branches in Kalimantan, Sulawesi, or Sumatra: Base salary with added regional allowances
While this approach allows the company to manage payroll efficiently, it also encourages local hires and creates balance across its national operations.
Working Conditions and Career Growth
Work Environment
PT Transpacific Finance is known for having a structured work environment with defined roles, clear targets, and regular reporting. Employees generally work standard office hours, though some roles in operations or field sales may require extended or flexible hours. The culture promotes teamwork, accountability, and goal-oriented performance.
Promotion Opportunities
Career advancement at PT Transpacific Finance is based on performance, experience, and educational background. Employees with strong track records and leadership qualities are regularly promoted from within, particularly into supervisory and managerial roles. The company supports professional development through training sessions and internal mentoring programs.
The salary structure at PT Transpacific Finance reflects the company’s position as a stable and competitive player in the Indonesian finance sector. With salaries ranging from entry-level to executive positions, the company offers fair compensation supported by incentives and benefits that attract skilled professionals. Whether you are just starting your career in finance or aiming for senior leadership, understanding the salary expectations at PT Transpacific Finance can help you plan your path more effectively. While salary is only one part of a fulfilling career, it remains a key factor in attracting and retaining top talent in the industry.